Business loans · ₹50 L – ₹25 Cr
Find out how much you can raise — and exactly what's blocking your file. Whatever it is, we find it, fix it with you, and place your file with a lender who says yes.
Free · confidential · nothing touches your bureau
Sound familiar?
The credit gap is ₹25 lakh crore, and informal lenders now supply five times more MSME credit than banks do. It isn't because the businesses are weak — the same six problems kill file after file:
The single biggest reason files die. Banks want real estate as security — but your capital sits in stock, machinery, and receivables, not in property you can pledge.
Below the bank's internal CIBIL cutoff, your file is rejected before a human reads it — even with a CGTMSE guarantee behind it. And every fresh application dents the score again.
Under three years old? Most lenders won't open the file. A first-generation owner with no borrowing history is "risky" by definition — the model has nothing to score, so it scores you out.
Cash in the mix, profit kept low for tax, sales split across firms. The banker can't verify your real cash flow — so on paper, a strong business looks unbankable.
₹8 lakh crore of MSME money is stuck in unpaid invoices; the average SME waits 73 days to get paid. The bank reads your stretched account as "weak cash flow" — and declines the working capital you need because of it.
A missing statement, a stale document, one unanswered query — automatic rejection, months in. Most files are declined on documentation, not creditworthiness. And the enhancement you filed last year is still "in process".
None of these mean your business is weak. They mean your file is.
We fix files. Every one of these problems — at zero cost to you.
How we solve them
Turnover, limits, obligations — no documents to begin, and nothing touches your bureau.
Within 48 hours: how much you can raise, the specific issues holding your file back, and what fixing each one unlocks — the answers no bank ever gives you.
Same sector, same ticket size, same complications. Your specialist fixes every issue with you — stuck limits, messy books, collateral gaps — before any bank sees the file.
Your specialist presents the file to the right lender, answers every query, and chases it so you don't have to. The lender pays our fee. You never do.
What you get
Raising more than ₹5 crore?
Past ₹5 crore, no one bank or NBFC wants the whole exposure — so large files sit in committee and die. We distribute your requirement across several banks and NBFCs: each funds the piece it's comfortable with, you receive the full amount, and the blended interest rate stays reasonable. One file, one specialist, several sanctions working as one loan.
Free. Confidential. First answer in 3 minutes.
Begin assessment →Lenders pay us on successful disbursal — you pay nothing. If your case can't be placed yet, we'll say so plainly.